http://maddox.xmission.com/junk_the_junk.html

Junk the junk

Hehe! I saw this months ago and I've been meaning to do it. In fact, when I get home from work today there will probably be a mailbox-full waiting on me. I know that we get at LEAST one credit card app. a day.

Credit card companies = Lame

The other day I was at the bank depositing my paycheck when the lady at the counter asked if I had my ATM card on me for ID. As I handed her my liscense instead, I said I've never owned a bankcard or creditcard of any kind. However, my wife <who posted above> has 1 credit card with no balance on it for emergencies.

Lady at bank: "That must make things very difficult for you sometimes."

Me: "Not really."

The only people I owe money is my mortage company and I prefer to keep it that way.

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Ultima avatar: The Famed JIZABOZ,GWAR Guildmeister

Hellz yeah! Owing money is a pain!

Actually, it isn't an emergency, but I'll be paying Broadband our donation with the credit card this afternoon.

The bank lady nagged me about not having an ATM card once too. I told her that as long as you plan ahead and don't spend money on things you don't need, you won't have to stop at the atm everyday. Silly bank lady.

A = P(1 + R/n)^nt at 20% apr = lots of money owed quickly.

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Never owned a credit card and some bank were like :0
No credit card?!?!?! How are you going to build credit?

f*** do I care? I do like a lot of people and plan ahead. Besides, I'm not a big money spender as I am a huge nerd so usually I get lots of money extra from having one job. Easy to plan in advance on those cases.

Stupid credit card companies
Stupid insurance companies
Stupid "government" where the people "decide"...